Experienced, Self-Motivated and Friendly Residential Mortgage Loan Officer for Rome, GA.

Must have active NMLS license!

UWM Mortgage Processing experience is prefered!

We are seeking a highly motivated and experienced Loan Officer to join our team. As a Loan Officer, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. You will work closely with clients to gather financial information, assess creditworthiness, and provide guidance on loan options. The ideal candidate has a strong background in finance, excellent communication skills, and a passion for helping clients achieve their financial goals.

Responsibilities:
- Evaluate loan applications and determine eligibility based on creditworthiness, income, and debt-to-income ratio
- Collect and analyze financial information such as credit reports, tax returns, bank statements, and employment documentation
- Assess risk factors and recommend appropriate loan terms and conditions
- Ensure compliance with lending policies, regulations, and fair housing laws
- Build and maintain relationships with clients to understand their financial needs and provide personalized loan solutions
- Collaborate with underwriters, processors, and other team members to facilitate a smooth loan process
- Stay up-to-date on industry trends, market conditions, and changes in lending regulations

Experience:
- Previous experience as a Loan Officer or similar role in the financial industry
- Strong knowledge of accounting software, Quicken, mortgage servicing systems, credit analysis techniques, and TILA (Truth in Lending Act)
- Proficient in math calculations including interest rates, loan amounts, and amortization schedules
- Proven track record of meeting sales targets and building client relationships
- Familiarity with fair housing regulations and commitment to providing exceptional customer service
- Excellent communication skills both written and verbal
- Ability to multitask and prioritize workload in a fast-paced environment
- 10-key typing proficiency

If you are a detail-oriented professional with a passion for finance and helping others achieve their dreams of homeownership or business growth, we would love to hear from you. Apply now to join our team as a Loan Officer and take the next step in your career!

Job Type: Contract

Pay: $20.00 - $40.00 per hour

Expected hours: 25 – 50 per week

Benefits:

• Flexible schedule
• Opportunities for advancement
• Tuition reimbursement
• Work from home

Compensation package:

• Bonus opportunities
• Commission pay
• Profit sharing

Payment frequency:

• 1099 contract

Schedule:

• 8 hour shift
• Choose your own hours
• Day shift
• Evening shift

Work setting:

• In-person
• Office

Work Location: In person